4 WAYS TO SAVE YOUR COMPUTER FROM CYBER ATTACKS WHILE SHOPPNG ONLINE

1. BEWARE OF GIFTS OF FREE WIFI
Its awful tempting to sign on to a stores free WiFi
while you re out shopping, especially since store walls are notorious for blocking or weakening smartphone data connections. But fraudsters also may be lurking in the networks, ready to use that connection to steal credit card or other personal information. PEOPLE MAY WANT TO LOG ON TO THEIR Best Buy or Amazon accounts to check prices, but open WiFi is probably the least secure place to do that says Michael Kaiser, executive director of the National Cyber Security Alliance. And never use open WiFi connections to check bank account information. The last thing you want a hacker to have is a direct connection to your bank account. If your tech-savy enough to use VPN software's horticultural for Virtual Private Network a technique for shutting would-be eavesdroppers out of your connection on your phone then free WiFi is safe so long as you have the VPN on. For most people, though, it's simply best to stick to your cellular connection. Shoppers also need to be on the lookout for less high-tech thieves when shopping online in crowded
public places like coffee shops, says Nitin Bhandari, senior vice president for products at Opera Software Solutions. That means keeping your screen out of the views of others even smartphones which are bigger and easier to read from a distance than they used to be.
2. SWIM AWAY FROM POTENTIAL PHISH
Phishing spikes during the holiday season. Emails that offer great deals on holidays gift or donation pitches from charities could actually be attempts to
steal your credit card or information. Another popular trick: fake emails supposedly sent by online retailers
or shippers such as FedEx or UPS, saying that a payment for an order didnt go through, or that an order didnt ship. Dont click on links on these emails. It could contain
malware or take you to a fake website that looks very much like that of a legitimate company. Instead of getting help , you ll most likely have your personal
information stolen. Panic over the possibility of not getting a gift in time can make people click before they think, Kaiser says. So, its best to slow down. If you think an email is genuine, just go directly to the company in questions website.
3. CHECK YOUR ACCOUNTS FOR Naughty ACTIVITY
Both during and after the holidays, shoppers need to
keep a close eye on their accounts. The easiest way to do this is to use the same credit card for all of your holiday shopping. Never use your debit card; if
hackers get a hold of your number, they could clean out your bank account.
A dedicated email account can also help keep things organized. Its also a good idea to use different user names and different passwords for your various
shopping accounts. That way if one is compromised,
its less likely that the others will fall to hackers as well says Tim Francis, the head of cyber insurance policies at travelers.
4. IF IT LOOKS TOO GOOD TO BE CURE
Websites and emails that advertise hot deals onpopular or hard-to-find gifts, along with free or deeply discounted gift cards, are probably scams. I still havent been able to buy an ipad for $7,Tyrrell joked.
Its best to stick with e-commerce sites you know are real and go directly to those websites. Don't click on web ads. Shopping on the websites of the company you have previously done business with can also save your time and hassle, says Steve Platt, a vice president at credit monitoring company Experiance. Online retailers will be on the lookout for fraudsters too. That means they might be more likely to flag a
transaction and slow down your shopping if they havent dealt with you before The more information they know about you and your purchases, the more likely you ll have a seamless
experience, Platt says.

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