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Check Out These 5 Low-Cost Skills You Can Learn Right Now & Start Making Money

Olufemi David OLUFEMI DAVID - Wednesday, September 22, 2021

5 Low-Cost Skills You Can Learn Right Now & Start Making Money

What I mean by low-cost skills are skills that will cost a very small amount of money to learn but can make you thousands of naira every week once you become an expert at it.

1. WORDPRESS design and DEVELOPMENT

WordPress is a Content Management System(CMS) that carries over 30 percent of websites all over the world which means WordPress is very popular CMS learning WordPress development is one of the low-cost skills you can acquire within a short period of time which depends on how fast you learn. you can earn up to 200 - 350k from developing a WordPress website for a client.

the most amazing part of this is that WordPress development is a very easy-to-learn skill. with Youtube videos, a few blog posts, and in a few months of practice, you will be good at it and start charging any amount from clients.

2. CANVA DESIGN

Canva https://www.canva.com/ is drag and drops graphics design website that allows you to design any kind of graphics, from fliers to posters, Instagram creatives, YouTube thumbnails, websites, etc.

All you need to do is to visit the website, navigate to the 'learn' part, watch videos, read and digest their blog posts. YouTube videos can also help you do well too. And with a few months of serious practice, you're ready to start making some money as a graphics designer.

3. INSHOT VIDEO EDITING

Inshot https://inshot.com/) is a video editing mobile app that can be used to edit YouTube videos, Reels, TikTok, etc. It can cut and edit, add music, add B-roll, add text, and so on to your videos.

All you need to get started is to just download the app on your phone and play around with it. Try to edit a few videos for yourself and once you're an expert at it, you can then start editing other people's videos and earn from them.

4. CONTENT WRITING

This part is where critical thinking sets in because writers are born and writers are made. Most of us writers and bloggers were made through constant practicing and learning, it's not compulsory to be a Pro writer before you get your first gig as a content writer.

In other to learn how to write, start visiting websites like medium, read blog posts on writing from Pinterest also read a lot of tips from writers then start practicing every day. Once you've mastered the type and kind of writing you want, you can start receiving gigs as a content writer for blogs, freelance like Upwork, etc

5. PODCASTING

A podcast is an episodic series of spoken-word digital audio files that a user can download to a personal device for easy listening.

Starting a podcast, you don't need to be an expert before getting started, visit YouTube for podcast videos and read blog posts about podcasting then you start your first podcast using your smartphone, install and sound editing app from your app store getting a PC will be an added advantage, you don't really need expensive tools before you can start your podcast. you can click here to read more about podcasting

Conclusion

All these costs little to nothing, you just need to give it your time and commitment. always remember, nothing good comes easy. it's not compulsory to own a PC before you can these things, it's just that PC will be an added advantage for easy navigation. So dedicate 3-4 months to becoming great at these skills and you'll reap the works of your labor

Good luck!

Beautiful Nigerian Graduate who sells fufu due to unemployment, advises youths

Olufemi David OLUFEMI DAVID - Tuesday, August 10, 2021

Beautiful Nigerian Graduate who sells fufu due to unemployment, advises youths

A 29-year-old Ebitonye Michael who sells fufu after bagging her first degree from Niger Delta University, Ammasoma (NDU) has urged youths not to wait for jobs but create them.

According to the single mother of one, who hails from Biogbolo-Epie in Yenagoa Local Government Area of Bayelsa State, said she was influenced to go into the business by her mom.

“Many people believe selling fufu is a business meant exclusively for old women. They also think it makes one dirty and smelly. But what many do not know is that selling fufu could be lucrative.

My mother who’s a farmer trained all her children how to prepare fufu and built her two houses with proceeds from her fufu business.

Photos

10 Types Of People You Will Meet In A Bus When Traveling (Which Category Do You Belong?)

Olufemi David OLUFEMI DAVID - Sunday, August 08, 2021

Taking a road ride in a commercial bus in Nigeria is generally skewed towards tedious or hilarious. It’s absolutely an avenue to meet exclusive varieties of humans and these days, we’ll be taking a look at nine styles of human beings you may probably meet in a bus whilst visiting. Let’s move and don’t neglect to inform us the category you belong..

1. The Preacher “let a person shout Hallelujah” .. that’s generally their first statement. The journey is commonly lengthy sufficient for a short carrier. So earlier than you get to your vacation spot, you guys might have executed reward & worship, sermon, bulletins and so forth.. some even add the offering session that allows you to support their ministry.

2. The Marketer This set of humans convert a cramped bus cabin right into a transferring Tejuosho market. They promote anything they lay their arms on from edibles and capsules to wears and devices. Their sugar-coated mouth can make you embark on impulsive shopping for leaving you stranded after spending your shipping fare.

3. Mr Nigeria This baby-kisser knows the past, gift and destiny of Nigeria.. It’s usually clean for them to get a chat accomplice discussing diverse subjects ranging from the birth of Nigeria to the corruption inside the land.

4. Co-Pilot They have one commonplace attribute… they like to take a seat within the front seat even as doubling as the motive force’s private assistant and google map. They understand how to inform the motive force to overhaul and maneuver however the thrilling factor is some of them cannot even pressure.

5. The gentle One you will handiest hear them speak two times at some point of the ride. Their first word is “change” and the second is “owa oo”. Owa oo is used to inform the driver you’ve gotten to your bus-prevent in Lagos.. what is it referred to as on your state?

6. The high-quality Sleeper these ones can sleep for Africa. before the driving force places the bus in tools 1, they are already in tools five. some of them might have gotten to Ibadan earlier than knowing they were meant to alight at Sagamu. you then’ll see them begging for delivery fare to make it again to their actual destination.

7. The Warrior Don’t strive the Floyd Mayweather in the bus. He/She is usually ready to combat all of us on the slightest opportunity.

8. The Pilferer Don’t gawk yourself.. due to the fact in case you do, you may turn out to be looking for your cash, telephone and/or any other valuables you’ve got. consider a pilferer sitting next to a brilliant sleeper. Lol.

9. The Observer These set of people are always sitting by the window side of the bus, they mostly don't care about whatever is going on in the bus,all they are after is what happens outside the moving vehicle, there faces are gluid outside.

10. The clean Smoocher While the preacher is preaching and the pilferer is pilfering, the smoocher may be busy smooching silently. They continually just like the potholes and bumpy rides which helps them to faucet a few greater cutting-edge. this is one easy manner to earn yourself a grimy slap in the bus. I recollect an aged man smooching a girl in an Edo Line on a Port Harcourt to Lagos ride manner back.. She handiest gave the gist after the man alighted. Notwithstanding pricking the person’s hand together with her toothpick with no end in sight, he by no means gave up in the course of the adventure.

Which category do you belong ?

Give Your Parents a Befitting Life Than a Befitting Burial - Reno Omokri

Olufemi David OLUFEMI DAVID - Tuesday, July 13, 2021

Don’t say ‘when I make it, I will buy my parents a car’. You don’t know if they will even be alive when you make it. Buy them something now, even if it is a packet of biscuit. A packet of biscuit that your parents eat while they are alive, is better than 10 cows they can’t eat at their funeral. You can’t show love to the dead, and a person who lived a wretched life is not honoured if you give them a befitting burial. Give your parents a befitting life with whatever you have now. Tomorrow is promised to no one

Man arrested in the murder of Lil Wayne's ex-wife,Toya Wright's brothers

Olufemi David Unknown - Tuesday, March 14, 2017

Louisiana law enforcement has arrested a suspect in the murder of Lil Wayne's former brother in laws last year. The rapper’s ex-wife, Toya Wright, was left devastated in July when authorities found the bodies of her siblings Rudy and Josh Johnson in a car.

The two reportedly died from multiple gunshots wounds. According to reports, New Orleans police have arrested 31-year-old Antoine Edwards for his possible involvement in the death of Wright’s two brothers.

Antoine Edwards was booked March 9 with second-degree murder in connection with the deaths of Joshua and Ryan 'Rudy' Johnson, court records show.

The arrest warrant affidavit sworn by NOPD homicide detective Theo Kent says multiple tipsters told investigators a man known as 'Toine” or 'Tweezy' was responsible for the killings. The man, in at least one instance, admitted the shooting to others, the affidavit said.

'All we want is justice for my brothers. We thank everyone for their prayers and support.' Toya told TMZ after the arrest of the murder suspect.

Toya Wright and Lil Wayne who got married in 2004 went their separate ways in 2006. However, there are speculations that the former couple who have a beautiful daughter together may be getting back.

Antoine Edwards’s bond has been set at $500,000 and he is set to reappear in court on May 7.

Baddest!! Checkout Mikel Obi’s Net Worth, Houses & Cars (Photos)

Olufemi David OLUFEMI DAVID - Wednesday, February 22, 2017

There are a lot of extremely rich people in Nigeria. Most of them are businessmen or celebrities. But this person is a sportsman.
How did he manage to get into the list of the richest Nigerians? What is Mikel Obi’s net worth?

Mikel Obi’s net worth

In 2017, Mikel Obi was called one of the richest Nigerian footballers. His net worth was more than $25 million. His annual salary is about $6 million.
What is Mikel Obi’s weekly salary? He hasn’t told yet, but, we suppose, it is possible to count it. The rumors say it is about $110, 000.
John Michael Nchekwube Obinna is mostly known as John Mikel Obi, sometimes John Obi Mikel or, maybe, Mikel John Obi. He is a successful Nigerian footballer who plays for famous English club Chelsea as a midfielder before heading to Tianjin TEDA in China.
He also plays for the Nigerian national team. John Obi Mikel not only makes a lot of cash playing football but also from his endorsements like Pepsi and Samsung.

None can break into his bank accounts. So Mikel Obi’s salary and net worth were figured out using a number of different sources, interviews, and websites.
However, there are still a few factors that can affect a celeb’s net worth, for example investment gains or even losses, taxes, management fees, marriage, porce and so on. Therefore, it is possible that his net worth or, for example, the salary statistics might not be 100% accurate.
Mikel Obi’s house

Working Chelsea for a lot of years, Mikel has managed to earn a lot of money. It let him buy a huge mansion in London. Mikel Obi’s house and car are really impressive… and expensive. He mostly lives there working for the club, but Mikel Obi also has real estate in some Nigerian regions, as Jos, Abuja, and Lagos.
Mikel Obi’s house in Lekki and Mikel Obi house in Jos have already become top news on the web. However, there are no proved pictures yet.
Mikel Obi’s cars

He also has extremely expensive cars such as, for example, Bentley Continental GT (it costs about N35m), expensive Mercedes G Wagon, luxurious Range Rover Sport, and Black Mercedes G 500. A dream ‘package’ of every man!
See more of his Machines below:-

Keep Winning Obi

‘Why I Was Released Yesterday’ – Chocolate City Boss, Audu Maikori Opens Up

Olufemi David OLUFEMI DAVID - Monday, February 20, 2017

Chocolate City boss, Audu Maikori, has revealed that the real reason he was released yesterday by security operatives was the massive support he got from Nigerians.
Audu Maikori was arrested and released over the weekend following his false claims on social media concerning the Southern Kaduna killing caused serious panic some weeks ago.
Reacting to his ordeal on Twitter this afternoon, Audu Maikori said that his agitation on the Southern Kaduna crisis was not about religion, ethnicity or politics.

Five Benefits of Online Shopping

Olufemi David OLUFEMI DAVID - Sunday, February 19, 2017

Without a doubt, online shopping’s popularity sky racketed during the peak of the World Wide Web era. Nowadays, we can shop products that we can’t buy or are not available within our locale plus, great savings on effort, time and money since all you need is to log in your pc (or even your mobile phone) and viola – just pick and pay, its that easy! So really, there are lots of reasons why you should start doing online shopping. Here are some benefits of online shopping that you should know.
1. EASY
As mentioned earlier, Online Shopping is a breeze. No need to drive downtown and visit the mall. No need to go the long lines for paying your items and no more hassle in hopping from one store to another. In the convenience of your own home or office or school for that matter, you can readily choose the product you like specify your preferences (i.e color, size and quantity) then you’re done! Most online shopping portals allows COD and hey, that is one of the best deals one can get!
2.SECURED
Admittedly, not all online shopping portals are 100% secured and safe. This is why you need to make sure that you thoroughly know and have checked the website’s credibility rating and security policies applied. There are various measures applied by online shopping sites to ensure all transactions are safe and secured. You can contact them directly for this information, otherwise most disclaimers and security advises are provided in the website. Make sure to read, and verify security banners and badges.
3.FAST
Needless to say, online shopping is one of the fastest transaction you can do. Just browse and choose your item/s, checkout and wait for it to be delivered! No need to worry about doing extra processes or filling out a lot of forms. Most online shopping portals are designed to provide seamless shopping experience making you realize how comfortable it is to shop online.
4. NEEDLESS SELECTION OF PRODUCTS
And this is one of the best benefits of shopping online. Most portals are one-stop shop sites. Meaning they’ve got everything you need. From apparel, shoes, accessories, home appliance, beauty products, toys, gadgets.. and the list goes on. Practically everything you need are all-available online! So store hopping can be checked off your daily routine, just log on, pick and pay! Here, products which are not available in your local stores can be ordered and delivered right in your doorsteps. Most limited edition products can be found in online stores and this saves you the trouble of looking for it in the mall.
5. BEST DEALS
Here is another win. You’ve get to enjoy Big savings, discounts or bundle deals when you shop online. Noticeably, some brands offer special promotions online and really they can cut big amount of money from the original prices! You can also enjoy limited-time offers and some other perks which most companies’ only offer to online shoppers. Most of the time, when you purchase a certain number of items or when you reach a certain amount they also offer free shipping and delivery! Now, that is a relief. Yes, shipping fee can be an added burden but if you get to compute the savings you get when you shop online compared to purchasing in the store or mall – you will realize the big difference still.
So there you go! Start shopping around and enjoy!

How my faulty car airconditioner saved me from kidnappers —Kehinde

Olufemi David OLUFEMI DAVID - Saturday, February 18, 2017

A style editor with the defunct Compass newspaper, Mrs Ronke Kehinde has been in the news in the last few days. She narrowly escaped being kidnapped after being handed a harmless looking, but lethal flyer in broad daylight on the streets of Lagos. In this interview with Akin Adewakun, Mrs Kehinde gives a vivid description of the incident, adding that it would have been worse but for fate. Excerpts:
Can you recount the unfortunate incident that almost got you kidnapped on a street inLagos?
I was coming from Computer village, Ikeja last week Wednesday, driving towards Ikeja General Hospital. There was a traffic hold-up due to the traffic light under the bridge that was on red at the time. Then, a lady appeared from the blues with flyers in her hand. She was by the passenger’s window, but her hands were already inside my car, holding the flyer to my face. It was property sales flyer. I wasn’t interested, but I took it, because I wanted her to go so I could drive on. At this time, the traffic light had turned green. I took the flyer from her and dropped it on the seat beside me. As soon as I moved, I noticed something strange. I was feeling some sensation in my eyes.
They were peppery. I looked at the flyer suspiciously and quickly threw it on the floor of the car, because I wasn’t sure if what I was feeling was as a result of the flyer or where I was at that time. I took the roundabout turning beside LASUTH, then connected the flyover near Awolowo House on Oba Akran Road. As I continued to drive, I was feeling so dizzy and uncomfortable. My eyes were getting unbearably peppery. Curiously, as I was getting close to Guinness, I noticed a light brown car following me. There were three men in the car. Anytime they got to my side, in the traffic, they would all look at me intensely.
It was at this point I realised something was wrong. It was then I started suspecting a set up. I stuck my head outside the window while driving, so I could get fresh air because I was actually choking.
I suspected that those guys were expecting to see an unconscious woman. The lady that gave me the flyer must be working with them.
When they noticed that I was fully conscious because I was looking at them, they stopped following me.
Since the incident, what steps have you taken to get to the root of the matter? For instance, have you made any attempts at unraveling the contents of the mysterious flyer? Has it been analysed in a laboratory, if yes, what are the findings?
We have already reported at the Police Station. There is indication that the Police will do forensic analysis on the flyer. My husband is fully involved. He is very familiar with the police. It is a terrain he is very used to. He is determined to get to the root of the matter because he was the first person I contacted after my escape. He received me outside the gate and after asking questions, he picked up the flyer on the floor of the car and sniffed it. He was alarmed when his eyes also became peppery.
Would you say you were deliberately targeted or it just happened because you were at that spot at that particular time?
I don’t think I was deliberately targeted. I think it just happened and the Lord took control. It could happen to anybody. We all must be at alert always.
What does this say about the state of security in the country?
I think the state we found ourselves in the country is rubbing off on our security. Things are difficult right now. A lot of people are finding it difficult to eat three square meals. Money is hard to get. But, there are people who want to make it anyhow.
Since the unfortunate incident, what has been your attitude to those distributing flyers in the city?
Naturally, I have stopped taking flyers. I am more alert. I’m sure there are lots of genuine people doing their legitimate businesses. It doesn’t mean I won’t take flyers again but I will be careful. There are phone numbers on the flyer, and it is possible that it does not even belong to those who used it to commit crime.
But, my husband said that it would be easy to track the woman that handed me the flyer, through fingerprint analysis. He is working with the police already. He told me about a forensic lab operated by the police at Alagbon close, Lagos. He said we must get to the bottom of this for the sake of the public.
Your advice to the public?
I will say people should not read the flyers given to them on the road immediately. If it is folded flyers, they should not open it. They should wait till they get to a safe place before they open it. Some police officers called to rejoice with us, and they offered some security tips to apply in such dangerous situation.
One of them said the best thing to do is to drive to the nearest police station when you are being followed. He said when they see you driving towards the station they will know that this is a bad market.They also advised that if you already have a suspected flyer or card in your car, please don’t put on the air conditioner of your car. Put down the windows of your car to give room for cross ventilation. If my A/C had not been faulty, maybe the story would have been different.

SOURCE: TRIBUNE

4 Types Of Barbing Salon In Nigeria

Olufemi David OLUFEMI DAVID - Thursday, February 16, 2017

The craft of barbing is now so popular in Nigeria and a lot of young people(mostly men) are venturing into the business. You can hardly pass through a street in town without finding a salon there, no matter how small it is. Each barbing salon would display the characteristics of the "Oga at the top", that is, the main barber or owner of the salon. Using Lagos as a case study, here are four types of salon you can find.

The DJ Studio Barbing Salon

This kind of salon is characterized with loud playing of songs. The barber has several mix of different DJs in town and would not stop disturbing the environment with music as far as there is electricity, especially during evening time.

The Apprentice Filled Barbing Salon

This kind of salon may be an annoying one to visit sometimes, especially when you're someone who does not like having a crowd gather around you. When your hair is being worked on here, you may get confused as you may not know the real person cutting your hair. There would be up to 5 or 7 other people standing beside the main barber and turning around with him as he does the work.

The movie theatre Salon

The main barber here is a movie lover. The type of movie he watches is dependent partly on his interest and more on his friends' interest. You would always find his friends seated at the waiting seat for customers, watching and discussing the movie. The annoying thing about this type of salon is that the barber may sometimes lose focus and concentrate on the movie for several minutes.

The executive salon

This is arranged in a professional way, you don't find a lot of boys hanging around the place. Even if a song or movie is playing on TV, the volume is usually low and wouldn't cause disturbance to anybody. Most times, this kind of salons are usually fully air-conditioned and well furnished.

You can add yours below.

How To Survive In Nigeria: Follow These 7 Rules And Your Life Will Be Great

Olufemi David OLUFEMI DAVID - Thursday, February 16, 2017

Living in Nigeria is not for the faint-hearted. You have to be tough and ready to take on as many challenges as possible.
If you decide to sit at home, the epileptic power supply will drive crazy, not to mention the appalling heat wave. You decide to leave your house, people and things will frustrate you.
Things are getting worse every day and all we can do is complain and hope things get better soon.
While we continue to struggle and wait for a brighter day, here are 7 tips that will help you to survive in Nigeria.
1. Be a jack of all trade
Nigerians are jack of all trade. They have learnt to do every and anything for themselves. This is something that happens quite a lot especially in the entertainment sector. If you keep waiting for the government, you will not get anywhere. You can combine as many talents as possible. Just do not sit down waiting for a manna from heaven. You have to hustle.
2. Power banks
Power supply is nothing to write home about. For over 30 years, all we have heard is the government is working on it, from NEPA to PHCN to DISCO, yet no improvement. To survive, you will need backup like power bank for your mobile devices. You just have to find a way to help yourself because it does not look like power supply will get better anytime soon.
3. Withstanding the heat
The heat can be unbearable so it is advisable you help yourself by getting rechargeable fans. At least, it will keep the house cool.
4. The broke days
There is always a party happening somewhere closes. So, on days when you are so broke and cannot afford a meal, look around your neighbourhood for where it is happening. Just dress up well and walk in like one of the invited guest. No one would even notice you are an uninvited guest.
5. Minimise foreign purchases
When you see the exchange rate, you won’t need anyone to tell you to reduce shopping online from foreign stores. The exchange rate is not smiling and it is better for you to patronize locally made goods to save yourself some money.
6. Electricity cuts
You can help yourself by getting one of those small generators called “I pass my neighbor”. It uses less fuel. Once power is restored, iron as many clothes as possible or better still, get one of those coal irons.
7. Keep hope alive
For your own good, stop focusing on the challenges and begin to look at the opportunities that exist. There are a lot of opportunities available for the willing and dedicated. You just have to seek and you will find. We must learn to smile above it all and hope that tomorrow will be better.

Be Very Careful! These Are 5 Ways Your Tech Gadgets May Be Seriously Affecting Your Health

Olufemi David OLUFEMI DAVID - Wednesday, February 15, 2017

Tech gadgets have no doubt made our daily activities easier. It seems technology has an answer for everything. However, what you should know is that for everything that has advantages, there are also disadvantages. In this case, the disadvantage or side effect of technology is the negative impact it is having on your health.

Unfortunately, many tech geeks are unaware of this because the effect may take a while to manifest. As a result, it is important for anyone attached to any tech gadget to be aware of its negative effects before it is too late. Here are ways your tech gadgets may be affecting your health:

1. Hearing loss

According to an international online travel agency, Jumia Travel, some persons have their ears plugged for nearly half of the day. They are either listening to music or radio. Unknown to them, this regular music banging in your ears is affecting your eardrums. You should give your ears a break in order to prevent hearing loss or damage.

2. Insomnia

Insomnia is the inability to sleep. Many of us don’t get enough sleep because when you are supposed to be dozing off, you are fiddling with your gadgets, especially your smartphone. Then you complain that you are not getting enough sleep and you are unable to function the following day. Some of the negative effects of sleep deprivation include heart attack, high blood pressure and stroke. Try to get rid of your gadgets if you want to get a good sleep.

3. Nomophobia

A smartphone is one of the most popular gadgets many of us cannot do without. In other words, you are anxious and cannot concentrate because you are not with your smartphone. This means you have nomophobia (no-mobile-phone-phobia). The dependence on your mobile phone can affect your health, because you can be depressed if you are without your phone. You can try to leave your phone at home once in a while.

4. Obesity

You spend hours sitting at a particular spot working on your computer or your phone. Unknown to you, the more you sit down for hours at that same spot daily, the more you are susceptible or vulnerable to obesity. If you want to avoid obesity, stop spending too much time sitting surfing your phone.

5. Neck and back pain

Neck and back pain can be unbearable and most people suffer from this because of the time we spend on our gadgets. This is a health problem that you may overlook but if you are not careful, the neck and back pain may worsen and you may be required to go to the doctor.

10 Reasons To Be Happy You Are Single On Valentine’s Day

Olufemi David OLUFEMI DAVID - Tuesday, February 14, 2017

This post tends to lighten up the moods of single ladies and gentlemen hiding their faces as a result of the looming fever of Valentine’s Day.
Single on Valentine’s Day? Count your blessings. There are plenty of reasons why it’s great to be unattached on February 14th. Here are just 10 of them:
1. There no Valentine’s Day awkwardness or pressure:
You don’t have to worry about whether or not you should buy him a gift, bring her white roses or red, or what the other person’s expectations for the day are. There’s no pressure to take a young relationship to the next level too soon, nor is there an expectation to reignite a long-lost spark.
2. You have a great excuse to hang out with your single friends:
Whether you’re gushing over Valentine’s-appropriate chick flicks together or rebelling with horror films and Chinese takeout, Valentine’s Day can be a great day of bonding. If you’re disappointed to miss out on a candlelit meal, host a semi-formal dinner party that celebrates friendship and singleness. (Being single doesn’t mean you have to go without champagne, either.)
3. Make the day all about you and the things you love:
You hate roses but love daisies — so buy yourself some. Stay in and indulge in the guilty pleasures you don’t get enough of: favorite foods, a trashy television show, a bubble bath or a new book. Pamper yourself, guilt-free.
4. You’re going to save money:
Valentine’s Day, with its romantic dinners, flowers, gifts and (occasionally) sexy lingerie, can get pricey. Instead, count your financial blessings and buy those chocolates half price on the 15th.
5. You can spend it with your Hollywood crush:
Who needs a boyfriend when you’ve got a Leo DiCaprio movie marathon lined up? (Invite friends over who share the same crush and swoon together.)
6. You can roll your eyes at other couples: They won’t even notice.
7. You can escape the fake holiday’s commercialism without disappointing your partner:
It’s easy to shrug Valentine’s Day off as a Hallmark-created one — until there’s someone in your life who’s not-so-secretly hoping you’ve made a reservation at the most romantic spot in town.
8. You can celebrate where you’re at right now: You’re not in a bad relationship. The future is open to endless beautiful possibilities. Choose hope, rather than self-pity.
9. You can eat those chocolates in sweatpants, a way more comfortable option than doing so in a cocktail dress.
You don’t have to squeeze into a cocktail dress.
10. You won’t get dumped on Valentine’s Day:
We think Valentine’s Day should be about celebrating all the types of love in your life — not just romantic love. So what and who do you love? a

10 Things You Shouldn’t Do This Valentine’s Day

Olufemi David OLUFEMI DAVID - Monday, February 13, 2017

10. Do not Give him or her surveillance jewelry: After EJ asked Nicole to marry him on”Days of our Lives,” he presented her with a beautiful diamond bracelet. After Nicole happily put it on, EJ revealed that there was a tracking device implemented in the bracelet – kind of like an ankle monitor but with some bling!
Diamonds may be a girl’s best friend so opt for some jewelry with more bling and less stalker-ish devices.
9. Do not Change paternity test results: Probably not a good idea to switch paternity results and lie to your lover. This practically takes place on every soap! On “Days of Our Lives,” Sami Brady switched results countless times. Currently, her grandmother Caroline switched Parker’s paternity results but this blew up in everyone’s faces. On The Bold And The Beautiful, Amber is trying to pass off Oliver’s baby as Liam’s. She and her mother, Tawny, plan to switch the paternity results soon. How many people can guess that this will blow up in Amber’s face? Shocker? I think not!
How about surprise him instead with his favorite cologne or a new sweater? Something that says “I love you,” rather than “I’m a whack job!”
8. Do not Steal his or her baby: Not the greatest way to get to someone’s heart!
On “The Young and the Restless,” Adam had stolen Sharon’s baby, Faith, and given her to Ashley. Sharon temporarily left Adam when the truth came out, and even though she’s kind of lost her mind and taken Adam back, it’s still not the greatest move to pull this love day! On “Days of Our Lives,” EJ had Sydney kidnapped to try to get even with Sami. He ended up using the situation to try to get Sami to fall in love with him again. Obviously this didn’t work out!
Want to make someone fall deeply in love with you? Steal some poetry and recite it instead of stealing a baby!
7. Do not Pretend to lose your memory: This might seem like a clever idea at first, but pretending to lose your memory about your break-up with your ex isn’t the best way to get him or her back for Valentine’s Day. Jana’s plan on “The Young and the Restless” isn’t exactly working out for her. She’s faking amnesia to hold on to her ex-husband, Kevin, but his mind and heart are clearly set on Chloe. Learn from Jana and don’t guilt-trip your ex to stay with you this Valentine’s Day!
If you really want to play pretend – why not do it in the bedroom?
6. Do not Send him or her to a deserted island: Does distance and time apart make the heart grow fonder? Not exactly for Victor and Vivian on Days of Our Lives. Kate and Brady secretly lured Vivian and her manservant Gus away to Victor’s uninhabited island. He wanted to get his revenge on Vivian for stealing his company and estate away from the family. Maggie convinced Victor to bring Vivian back to Salem by promising she’d go on a date with him. Once Vivian returned, she proudly told Victor she’d give him a divorce. Guess she didn’t appreciate his vacation getaway gift to her!
Want to show her you love her? Go to a spa or surprise her with a vacation – which you’ll go to together.
5. Do not Cheat on him or her: On “Days of our Lives,” Philip and Chloe probably won’t be celebrating Valentine’s Day with their spouses. Chloe slept with her stepdaughter’s husband, Philip, when she thought that Daniel was cheating on her with Carly. Add to that, Chloe ended up pregnant with Philip’s baby and now both couples are separated and miserable!
To avoid such misery this Valentine’s Day, perhaps it’s best to cook a romantic dinner instead of cooking up some lies!
4. Do not Hide him or her away:
Desperate to hang on to your love this Valentine’s Day? Keeping him or her near you forcefully might not win you points. Whether you’re hiding a lover away in some basement as Stefano did with Marlena years ago, or hiding her in a sarcophagus as Victor let his grandson Brady do to Vivian on “Days of Our Lives,” your Valentine might not appreciate being kidnapped or locked somewhere (usually?). Want to play hide and seek this Valentine’s Day? Why not hide your Valentine’s gift and have him or her search for it? Sure beats hiding him or her away from the world!
3. Do not Lie or keep secrets: This is a no-brainer! Keeping secrets and lying to your partner is something to definitely avoid this Valentine’s Day. Natalie and Brody on “One Live to Live” have been lying to their significant others, John and Jessica, about their one night stand. This resulted in Natalie’s baby’s DNA test proving that Brody, not John, is her son’s father. Neither John, Jessica nor Brody know this.
On “All My Children,” Green Lee wouldn’t tell her fiancé, Ryan that his ex-girlfriend Madison is pregnant with his baby. Can anyone else see where these webs of lies will lead?
If you’re going to tell white lies this Valentine’s Day, it might as well be to plan a surprise for your Valentine!
2. Do not Impregnate yourself without your man’s consent: Trying to get some serious commitment from your partner this Valentine’s Day? Drugging them into sleeping with you to get you pregnant may tie you two together, but probably won’t make him too happy. Take it from Daniel on “The Young And The Restless” after the psycho Daisy drugged him and pretended to be Amber so that he’d have sex with her. Ashley impregnated herself with Victor’s sperm to have Abby. Years ago, on “Days of our Lives,” the whacky Vivian stole Kate and Victor’s Petri-dish baby so that she’d carry their son, Philip. As you can see, none of these couples are still together, kid or no kid!If you really want to start a family, why not say it with a gift, like lingerie?
1. Do not Try to kill him or her: The number one thing you probably shouldn’t do to your Valentine… If you want to have a Valentine this Love day, it’s not a great idea to kill him or her, is it? After almost tying the knot with EJ on Days of our Lives, Sami learned the truth about EJ kidnapping her daughter. With Kate’s warnings that EJ was going to take the kids and run, Sami ended up shooting her ex in the head. Red may be the color of love, but a bloody Valentine isn’t the most romantic now, is it?
Opt for something else that’s red – roses, a heart-shaped box of chocolates –anything that says “I want you alive.”

Top 10 quotes from Grammys night

Olufemi David OLUFEMI DAVID - Monday, February 13, 2017

Adele, Beyonce, Chance the Rapper and the late David Bowie were honored Sunday at the 59th Grammy Awards, the biggest night for the music industry.
Here are some memorable quotes from the gala, hosted by late night funnyman James Corden:

Adele poses in the press room with her trophies, including the top two Grammys of Album and Record of the Year for her blockbuster hit “Hello” and the album “25”, during the 59th Annual Grammy music Awards on February 12, 2017, in Los Angeles, California. / AFP PHOTO
“My idol is Queen Bey, and I adore you. You move my soul every single day. And you have done for nearly 17 years. I adore you.”
— English singer Adele, accepting the Record of the Year award for “Hello,” which she won over Beyonce and her “Formation”
– Hello from the other side… motherhood –
“Five years ago, when I was last here, I was pregnant, and I didn’t know. (…) And in my pregnancy, becoming a mother, I lost a lot of myself. I struggled and I still do struggle being a mom. It’s really hard. But tonight winning this is kind of full circle.”
— Adele, on her last big Grammys night
– Tackling history –
“My intention for the film and album was to create a body of work that will give a voice to our pain, our struggles, our darkness and our history, to confront issues that make us uncomfortable.”
— Beyonce, on her album-film “Lemonade”
– Uncertainty in the age of Trump –
“Live it all up because this is the best,
And with President Trump, we don’t know what comes next.”
— Corden, calling out the Republican leader during his opening rap number
– Tough night for Trump –
“I just want to thank President Agent Orange for perpetuating all the evil you’ve been perpetuating.”
— Rapper Busta Rhymes, taking it to Trump
– Doing it his way –
“This is for every indie artist, everybody doing the mixtape stuff for a long time.”
— Chance the Rapper, who took home three Grammys including Best New Artist. The Chicago native has released his music only through streaming.
– RIP David Bowie –
“I’m a better artist and a better person for having known him.”
— Avant-garde jazz saxophonist Donny McCaslin, who collaborated with the late rocker on his final album “Blackstar,” which raked in five Grammys, including four posthumous awards for Bowie himself
– Speak out –
“At this particular moment in history, our voices are needed more than ever.”
— Jennifer Lopez, on the importance of music in society
– Weird love for Beyonce –
“I almost peed myself, I was so excited.”
— Paris Jackson, the 18-year-old daughter of Michael Jackson, on making eye contact with Beyonce in 2010, when she appeared at the Grammys to accept a posthumous award for her father.
– Do-overs are ok… if you’re Adele –
“I commend @Adele for starting over and making it right! Very very good.”
— Singer Charlie Puth on Twitter after Adele stopped her tribute to late singer George Michael and asked to start over on his hit tune “Fastlove.”

I’ll Love To Marry A Nigerian Man – Female Winner of $50,000 at Lagos City Marathon Seeks Naija Husband

Olufemi David OLUFEMI DAVID - Sunday, February 12, 2017

A woman Kenya woman who was presented with a cheque of $50,000 after she won the annual Lagos city marathon on Saturday, has declared her love for Nigerian men as she seeks for her Mr Right in the country.
Kenya’s Rhoda Jepkhorir, the first female elite athlete to cross the finish line in the 2017 edition of Lagos city marathon, says she will not turn down a Nigerian who approaches her for marriage.
Speaking with NAN after the competition, Jepkhorir described Nigerians as nice people.
“If a Nigerian man should ask for my hand in marriage, I will marry him because Nigerians are nice people,” she said.
“Nationality is no barrier, so far he is committed and caring, I will have no option.”
She also revealed her attachment to Nigeria, saying Osita Iheme and Chinedu Ikedieze better known as Aki and Pawpaw were her favourite Nigerian actors.
“Aki and Pawpaw are my best actors in Nigeria, I have so much love for the Nigerian movie industry,’’ she said.
The athlete, who visited Nigeria for the first time, described her victory as a dream come true.
“The race has given me the opportunity to come to my dream country, I will come over and over again,’’ she said.

Don’t Post Your Lovers Picture: “I Believe Public Display Of Affection Is SENSELESS” – Niyola

Olufemi David OLUFEMI DAVID - Tuesday, February 07, 2017

Pretty singer, Eniola Akinbo, better known as Niyola, has asserted that it made no sense for people to express their love for their ‘baes’ on social media.
The ‘Toh Bad’ crooner while speaking on the fad of celebrating one’s lover on social media with endearing messages said it was better to appreciate each other privately and keep it private.
She told HipTv, “I would not post a picture of, for instance the pictures of a person I’m dating on Instagram and say ‘oh my love I feel this way about you’ because I would rather go and meet the person and say it to him. Why do you feel the need to share with the rest of the world for the person to know that you actually care.
“While it’s not necessarily a wrong thing, I wouldn’t do that and I don’t see the sense in it so the person would post a picture of you on your birthday but not even call you on your birthday and he would fight with the person who called you but didn’t post your picture because that has happened to me time and time again. I feel that reality is being twisted into stuff that isn’t even real. I fear for the generation that is coming behind us because what would they have to hold on to?”
The singer started her sojourn into music in 2000, when she emerged runner up at the Amen Starlet Competition.

Must Read!! Here Are 5 Questions You Should Not Ask In A Job Interview

Olufemi David OLUFEMI DAVID - Wednesday, January 18, 2017

Although this part of the interview gives you the opportunity to shine, it is also a means to show the level of your interest in the company; hence there’s a need to be careful on the kind of questions to ask.
Interviewers would pay attention to your questions to measure the depth of your thoughts about the company and asking the wrong questions might switch you off what was meant to be an awesome interview experience.
So here are some questions you should keep from your interviewers’ ears and I’ll give reasons.
What exactly does this Company/Firm/Organisation do?
Your potential employer may be nice enough to tell you some things about the Company but you’ll probably be on your way out the next minute. Asking this question shows you didn’t do your homework. Any job candidate is expected to have done a thorough research on whatever Organisation s/he is looking to work with. Look up the web or the Company website for whatever information you can find about the Company; find out who your potential employers are as well as the Company’s former and current position in the industry. Avoid coming off to the interviewer(s) as lazy and not interested in the Organisation by asking what the Company does.
What benefits are attached to this position and how soon can I get a salary raise?
First, you don’t know if you’ve gotten the job; second, you’ve shown where your interest lies. Even though you are eager to know how much you’ll be paid, wait for the interviewer to get to the salary negotiation part. Do not be first to raise the topic and best find out how much employees in similar roles in other Organisations earn to help you discuss your salary reasonably with your potential employer. Asking these questions show that you are only concerned about the remuneration benefits, which would most likely pose you a bad fit for the Organisation. Employers are more interested in candidates who are as passionate about the Company’s progress as they are than those who are there for other reasons.
What were the flaws of the former holder of this position and how would you want things done differently?
You can ask instead- “what are the expectations for this position? Your interviewer is not your gossip folk. You are there to focus on the interviewer’s needs not to share bedtime stories; besides, you are yet informal with your interviewer which makes the question quite personal and off the reason why you are there.
Here are some tips to help you ask the right questions:
Do not ask leading questions, interviewers would think you are too confident or just nosy.
Do not ask personal questions or about the interviewer’s background, you don’t want your interview to become a probing session for your interviewer; always bear in mind you are the interviewee and most of the cards are in your interviewer’s hands.
Ask specific questions; use the right words and avoid the use of slangs; help your interviewer understand your questions- not read meanings to them.
Do not ask questions based on beliefs and values.
Do not ask questions with ‘yes’ or ‘no’ answers, it means you didn’t prepare for the interview.

See The 5 Reasons Your Bank Loan Application May Be Denied

Olufemi David OLUFEMI DAVID - Tuesday, January 17, 2017

An important and viable avenue for businesses to generate capital/funds is via bank loans. Today in Nigeria, the measures for granting loans have been tightened due to recession.
So, it is naturally difficult to get loans from banks if you are not a Dangote or Otedola.
This doesn’t mean banks don’t grant loans at all. You just need to satisfy their requirements. Besides this, there are other reasons why your bank loan application may be denied. Jumia Travel shares some of them.
1. You have too many debts
Banks will always scrutinize your books no matter how much you want as a loan. If you have too many debts, your loan application will definitely be rejected. This is because your debt profile will continue to rise and at the end, you will be unable to settle the debts.
2. Your Collateral can’t suffice
The collateral must be at par with the loan. In other words, in case you fail to pay back your loan, your collateral which may be a land or a house should be a perfect replacement when the bank eventually sells it off.
3. Irregular cash flow
If your cash flow is irregular, it is a recipe for loan rejection. Your business must have a steady amount it’s earning every month. This is to ensure the smooth running of the business as well as ensure that you repay the loan.
4. No watertight business plan
Your business plan is the key that opens the door for you to attract investors and ultimately get a bank loan. This is when your business is still at the idea stage. Your bank will no doubt ask for your business plan and if it is not detailed, it is likely to be rejected.
5. Your business is a startup
Even with the agitation for banks to support startups as well as small and medium scale enterprise, they will arguably not because it is a risk they are unwilling to take. This is because they are uncertain about the prosperity of the business. They prefer to grant to well-established businesses with solid corporate governance. If the bank agrees to grant the loan, the startup may be unable to meet the requirements. Alternatively, you can approach the Bank of Industry for a loan.

21 Success Tips For Young And Aspiring Entrepreneurs

Olufemi David OLUFEMI DAVID - Tuesday, January 17, 2017

Being successful often means learning from those who have already achieved their goals. Having a mentor is an amazing blessing to an entrepreneur, but not everyone can find one in person.
If you haven’t yet found your personal business guru, here are 21 tips for young or aspiring entrepreneur to help get you started.
1. Challenge yourself.
Richard Branson says his biggest motivation is to keep challenging himself. He treats life like one long university education, where he can learn more every day. You can too!
2. Do work you care about.
There’s no doubt that running a business take a lot of time. Steve Jobs noted that the only way to be satisfied in your life is to do work that you truly believe in.
3. Take the risk.
We never know the outcome of our efforts unless we actually do it. Jeff Bezos said it helped to know that he wouldn’t regret failure, but he would regret not trying.
4. Believe in yourself.
As Henry Ford famously said, “Whether you think you can, or think you can’t, you’re right.” Believe that you can succeed, and you’ll find ways through different obstacles. If you don’t, you’ll just find excuses.
5. Have a vision.
The founder and CEO of Tumblr, David Karp, notes that an entrepreneur is someone who has a vision for something and a desire to create it. Keep your vision clear at all times.
6. Find good people.
Who you’re with is who you become. Reid Hoffman, co-founder of LinkedIn, noted that the fastest way to change yourself is to hang out with people who are already the way you want to be.
7. Face your fears.
Overcoming fear isn’t easy, but it must be done. Arianna Huffington once said that she found fearlessness was like a muscle — the more she exercised it, the stronger it became.
8. Take action.
The world is full of great ideas, but success only comes through action. Walt Disney once said that the easiest way to get started is to quit talking and start doing. That’s true for your success as well.
9. Do the time.
No one succeeds immediately, and everyone was once a beginner. As Steve Jobs wisely noted, “if you look closely, most overnight successes took a long time.” Don’t be afraid to invest time in your company.
10. Manage energy, not time.
Your energy limits what you can do with your time, so manage it wisely.
11. Build a great team.
No one succeeds in business alone, and those who try will lose to a great team every time. Build your own great team to bolster your success.
12. Hire character.
As you build your team, hire for character and values. You can always train someone on skills, but you can’t make someone’s values fit your company after the fact.
13. Plan for raising capital.
Richard Harroch, a venture capitalist, has this advice for upcoming entrepreneurs: “It’s almost always harder to raise capital than you thought it would be, and it always takes longer. So plan for that.”
14. Know your goals.
Ryan Allis, co-founder of iContact, pointed out that having the end in mind every day ensures you’re working toward it. Set goals and remind yourself of them each day.
15. Learn from mistakes.
Many entrepreneurs point to mistakes as being their best teacher. When you learn from your mistakes, you move closer to success — even though you initially failed.
16. Know your customer.
Dave Thomas, the founder of Wendy’s, cited knowing your customer as one of his three keys to success. Know those you serve better than anyone else, and you’ll be able to deliver the solutions they need.
17. Learn from complaints.
Bill Gates once said that your most unhappy customers are your greatest source of learning. Let unhappy customers teach you where the holes in your service are.
18. Ask for customers’ input.
Assuming what customers want or need will never lead to success. You must ask them directly, and then carefully listen to what they say.
19. Spend wisely.
When you spend money on your business, be careful to spend it wisely. It’s easy to spend too much on foolish things and run out of capital too soon.
20. Understand your industry.
Tony Hsieh, the founder of Zappos, once said, “Don’t play games you don’t understand, even if you see lots of other people making money from them.” Truly understanding your industry is key to having success.
21. Deliver more than expected.
Google’s Larry Page encourages entrepreneurs to deliver more than customers expect. It’s a great way to get noticed in your industry and build a loyal following of advocates.
Being a successful entrepreneur takes a lot of work, a lot of vision and a lot of perseverance. These 21 tips, from entrepreneurs who have already found success, will help you navigate the path much more easily.

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